Fees and Payment

Insurance:

I currently accept the following insurance providers: Aetna, Amerigroup/Wellpoint, Blue Cross Blue Shield, Cedar Valley Community Healthcare, Cigna, Health Partners, Iowa Total Care, Medicaid, Partners with Midland’s Choice and United/Optum. 

If you do not see your insurance provider listed, please contact me to inquire about working with your specific insurance. I am also willing to work with your EAP (Employee Assistance Program) if you have one.

All fees are expected to be paid at the time of the appointment, this includes deductibles, co-insurance, and co-payments. I will file your insurance claim; however, you are responsible for deductibles, co-insurance, and co-payments. If I am an out of network provider for your insurance, you will pay for your fee at the time of your appointment and you will submit your insurance claim. Please bring your insurance card to the first session.

Please check with your insurance provider about your mental health benefits before scheduling your first appointment by calling the number listed on your insurance card.  Here are some important questions to ask your insurance provider:

  • What are my mental health benefits?
  • What is the coverage amount per therapy session? What is my deductible?
  • How many therapy sessions does my plan cover?
  • Is approval required from my primary care physician?
  • If I do not accept your insurance: How much does insurance pay for an out-of-network provider?

Private Pay:

If you would like to pay privately, please contact me to discuss your options. I currently accept cash and check. If you pay with cash, the exact amount will be needed as I am unable to provide change.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost:

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

*If you have questions about payment and to inquire about my current fees please contact me.